Auto Loan Protection (GAP)
GAP insurance is a low cost way to protect yourself in the event that your car is damaged beyond repair in an accident, stolen or otherwise declared an insured total loss while there is still a balance due on your car loan. The value your auto insurance company places on your car may be substantially less than the amount you still owe on your auto loan. Why take chances with your investment?
Benefits
- GAP could pay off the difference between what the insurance company pays on a totaled vehicle and the balance of your loan
- GAP pays up to $1,000 towards a Prairieland member's deductible
- PFCU’s GAP insurance costs only $300, compared to up to $600 through a dealer
Extended Vehicle Warranty
An extended warranty helps protect you from unexpected car repairs that can derail your finances and add to expensive credit card debt. PFCU offers four warranty options:
- Platinum
- Gold
- Silver
- Bronze
Benefits
- Prairieland's extended warranties are ALWAYS less expensive than those offered at the dealership
- You don't have to finance your vehicle through Prairieland to purchase an extended warranty from us
- We offer easy pay back options
- The warranty is transferrable once if you sell your vehicle
- Any licensed mechanic or dealership with an approved written estimate can do repairs under our extended warranties
- A zero deductible is available on many of the packages
How to Get Your Warranty
Talk to one of our loan officers about extending the warranty protection on your vehicle including costs and program options. Call 862-1838 X122 or toll-free at 877-371-1211.
