Free Checking Account with ATM/Debit Card

With a Prairieland free checking account, there's no monthly service charge and no minimum balance requirement. Each check has a duplicate copy for easy record keeping. Your monthly statement, and Virtual Branch Online Banking with free e-Statements make it easy to reconcile your account. Plus the added convenience of Bank by Phone 24/7 at (309) 862-0902 or toll free at (877) 371-1311.

Just stop by our office and we can open your checking account and order your FREE ATM/Debit card, a convenient check-free way to make purchases and access your account from merchants and ATMs just about anywhere in the world.

Find one of our Free-Use Local ATM Locations

Lost or stolen ATM card? Call (800) 264-5578 IMMEDIATELY!

 

Prairieland's Not Your NORMAL Checking2 is a free second chance checking account for those who would like to re-establish a checking account. It is for members 18 years and older or those who qualify for membership. Not Your NORMAL Checking2 has no monthly service charge and the low $25 minimum balance requirement is waived if you sign up for Direct Deposit. Plus, your monthly statement, and Virtual Branch Online Banking with free e-Statements make it easy to reconcile your account. 

With Not Your NORMAL Checking2, a separate savings (Share) account will be created with monthly increments paid directly to ChexSystems to satisfy the debt owed. Once the ChexSystems balance is satisfied and your account is in good standing the account can be transferred to a regular checking with all the privileges. Overdraft Protection is not available on this account.

Just stop by our office and we can open your second chance checking account.

Find one of our Free-Use Local ATM Locations

Lost or stolen ATM card? Call (800) 264-5578 IMMEDIATELY!

 

*Online Bill Pay is now a FREE service for Virtual Branch Online Banking with Prairieland Federal Credit Union.

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Association from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the NCUA's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov